Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.


In today’s unstable market, being informed about the intricate details and constant changes in mortgage lending is the key to success in your home ownership dreams.

At ENCORE LENDING GROUP we make your lending expectations our priority. We understand that teamwork between the lender, real estate agents, and insurance companies and title companies is required.
When you are ready to better understand your financial choices in home ownership, contact the one Lender that specializes not only in mortgage lending but also specializes in communication, teamwork, and our clients to make your dreams a reality…

Encore Lending Group


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